|  |  S&P 500  |  SAMPLE  |  | Fluctuating2021 - 659,843  2022 - 705,872  2023 - 700,323  | 10%2021 - 2,275,145  2022 - 2,485,442  2023 - 2,493,333  | Fluctuating2021 - 340,000  2022 - 360,300  2023 - 333,200  | 12%2021 - 3,526,100  2022 - 3,869,300  2023 - 3,943,500  | No data2021 - No data  2022 - No data  2023 - No data  | Fluctuating2021 - 0.81  2022 - 1.29  2023 - 1.18  |